1114 其他財務(wù)人員 Other financial officers - Immiknow NOC - LEVEL A

此單元組包括其他未分類專業(yè)融資職稱，如理財規(guī)劃師，金融審查員和檢查員，金融調(diào)查員，金融承銷商，抵押貸款經(jīng)紀(jì)人和信托官員。他們受雇于銀行，信托公司，投資公司和政府，或者有可能成為自雇人士。

This unit group includes professional occupations in finance not elsewhere classified such as financial planners, financial examiners and inspectors, financial investigators, financial underwriters, mortgage brokers and trust officers. They are employed by banks, trust companies, investment firms and governments, or they may be self-employed.

## 1114 其他財務(wù)人員頭銜范例 Example Titles - Immiknow NOC

* 客戶經(jīng)理 account manager
* 信貸審裁員 credit adjudicator
* 信用社審核員 credit unions examiner
* 房地產(chǎn)和信托管理員 estate and trust administrator
* 財務(wù)調(diào)查員 financial investigator
* 財務(wù)策劃師 financial planner
* 金融承銷商 financial underwriter
* 檢查員，金融機構(gòu) inspector, financial institutions
* 抵押貸款經(jīng)紀(jì)人 mortgage broker
* 信托官員 trust officer

## 1114 其他財務(wù)人員主要職責(zé) Main duties - Immiknow NOC

以下是本單元組一些職業(yè)的主要職責(zé)總結(jié)：The following is a summary of main duties for some occupations in this unit group:

* 理財規(guī)劃師為客戶制定個人理財計劃，涵蓋現(xiàn)金管理，財務(wù)，保險保障，投資，退休和遺產(chǎn)規(guī)劃，稅收和法律事項;分析客戶的財務(wù)記錄，設(shè)定目標(biāo)和制定金融戰(zhàn)略，建議客戶實施財務(wù)計劃，以幫助他們實現(xiàn)自己的目標(biāo)，也可以安排用于購買和出售金融產(chǎn)品和投資，取決于其所持執(zhí)照，并監(jiān)控證券投資組合，以確保其質(zhì)量和盈利能力，并幫助拓展業(yè)務(wù)，吸引新客戶。
Financial planners develop personal financial plans for clients covering cash management, finances, insurance coverage, investments, retirement and estate planning, taxes and legal matters; analyze clients' financial records, set goals and develop a financial strategy; advise clients on implementing the financial plan to help them achieve their goals; may also arrange for the purchase and sale of financial products and investments depending on the licence held, and monitor the portfolio to ensure its quality and profitability; and help to expand business and attract new clients.

* 財務(wù)審查員和檢查員審查和檢查銀行，信托公司，信用社，大眾銀行，貸款公司，房地產(chǎn)公司，保險公司，養(yǎng)老基金，證券經(jīng)紀(jì)及其他金融服務(wù)和機構(gòu)，以確保符合監(jiān)管法律和法規(guī)。
Financial examiners and inspectors review and examine banks, trust companies, credit unions, caisses populaires, credit companies, real estate companies, insurance companies, pension funds, securities brokers and other financial services and institutions to ensure compliance with governing legislation and regulations.

* 金融調(diào)查員調(diào)查可能存在不道德行為或違反證券或商品期貨法律的人士或公司，該公司或人事進(jìn)行證券和商品期貨貿(mào)易，或提供相關(guān)的金融服務(wù)。
Financial investigators investigate possible unethical conduct or breaches of securities or commodity futures laws by persons or companies that trade in securities and commodity futures or that provide related financial services.

* 金融承銷商承銷新發(fā)行的股票和債券，與企業(yè)和政府談判，以確定新發(fā)行的證券的種類和條款，并準(zhǔn)備發(fā)行說明書。
Financial underwriters underwrite new issues of stocks and bonds, negotiate with corporations and governments to determine the type and terms of new securities issued and prepare offering prospectuses.

* 信托人員管理房地產(chǎn)，個人，慈善，企業(yè)和其他信托類型，指導(dǎo)信托賬戶投資，接收并記錄投資收益和信托基金發(fā)放。
Trust officers administer estate, personal, charitable, corporate and other types of trusts, direct trust account investments, receive and record investment income and disburse trust funds.

* 抵押貸款經(jīng)紀(jì)人與客戶見面，獲取收入，負(fù)債及資產(chǎn)的信息，財產(chǎn)抵押的類型，價格和條件，代表客戶與貸款人或貸款機構(gòu)協(xié)商按揭貸款。
Mortgage brokers meet with clients to obtain information about income, liabilities and assets, and type, price and condition of property to be mortgaged, and negotiate mortgage loans with lenders or lending institutions on behalf of clients.

## 1114 其他財務(wù)人員任職要求 Employment requirements - Immiknow NOC

* 通常需要工商管理，電子商務(wù)，經(jīng)濟學(xué)或相關(guān)領(lǐng)域的大學(xué)本科學(xué)歷。
A bachelor's degree in business administration, commerce, economics or a related field is usually required.

* 雇主可能要求其必須參加由金融機構(gòu)和組織，如加拿大證券學(xué)會，加拿大銀行家協(xié)會，特許金融分析師，投資基金公會，加拿大財務(wù)規(guī)劃研究所與加拿大信托公司研究所提供的各種培訓(xùn)計劃和課程。
Various training programs and courses are offered by financial institutes and organizations, such as the Canadian Securities Institute, Institute of Canadian Bankers, Institute of Chartered Financial Analysts, Investment Funds Institute, Canadian Institute of Financial Planning, and Trust Companies Institute of Canada, and may be required by employers.

* 可能必需是加拿大財務(wù)策劃師標(biāo)準(zhǔn)委員會頒發(fā)的個人理財規(guī)劃師。
The designation Personal Financial Planner, awarded by the Financial Planners Standards Council of Canada, may be required.

* 出售監(jiān)管的金融產(chǎn)品和投資，如年金，注冊退休儲蓄計劃和人壽保險的財務(wù)策劃師必須具備由適當(dāng)?shù)念I(lǐng)導(dǎo)機構(gòu)頒發(fā)的執(zhí)照。
Financial planners who sell regulated financial products and investments, such as annuities, RRSPs and life insurance, are required to be licensed by the appropriate governing body.

* 財務(wù)審查員和檢查員可能需要公認(rèn)的會計資格認(rèn)證。
Financial examiners and inspectors may require a recognized accounting designation.

* 在魁北克抵押貸款經(jīng)紀(jì)人需要有房產(chǎn)證，在紐芬蘭和拉布拉多省，新斯科舍省，安大略省，馬尼托巴省，薩斯喀徹溫省，阿爾伯塔省和不列顛哥倫比亞省，抵押貸款經(jīng)紀(jì)人需要有抵押貸款經(jīng)紀(jì)人執(zhí)照。
Mortgage brokers require a real estate licence in Quebec and a mortgage broker licence in Newfoundland and Labrador, Nova Scotia, Ontario, Manitoba, Saskatchewan, Alberta and British Columbia.

## 1114 其他財務(wù)人員附加信息 Additional information - Immiknow NOC

* 隨著經(jīng)驗積累，可能晉升為財務(wù)管理職位。
Progression to financial management positions is possible with experience.

* 盡管這類職位要求具備較高的培訓(xùn)和資格，但是從事該職業(yè)的人還是需要不斷更新自己的技能和追求專業(yè)發(fā)展。
While these kinds of positions require a high degree of training and qualifications, persons who occupy them must continually update their skills and pursue professional development.

## 1114 其他財務(wù)人員其他分類 Classified elsewhere - Immiknow NOC

* 經(jīng)濟發(fā)展人員（業(yè)務(wù)開發(fā)人員和營銷研究人員和顧問） Economic development officers (in [4613](4163) Business development officers and marketing researchers and consultants )
* 經(jīng)濟學(xué)家（經(jīng)濟學(xué)家和經(jīng)濟政策研究人員和分析師） Economists (in [4162](4162) Economists and economic policy researchers and analysts )
* 財務(wù)及投資分析員 Financial and investment analysts [1112](1112)
* 經(jīng)理,金融和商業(yè)服務(wù) Managers in financial and business services [012](012)
* 證券代理商，投資商和經(jīng)紀(jì)人 Securities agents, investment dealers and brokers [1113](1113)

## 1114 其他財務(wù)人員職稱頭銜 All titles - Immiknow NOC

* 客戶經(jīng)理 account manager
* 管理員，地產(chǎn) administrator, estate
* 銀行檢查員 bank inspector
* 債券承銷商 bonds underwriter
* 輔導(dǎo)員，證券 counsellor, securities
* 信貸審裁員 credit adjudicator
* 信貸機構(gòu)檢查 credit agency inspector
* 信用社審核員 credit unions examiner
* 遺產(chǎn)管理人 estate administrator
* 房地產(chǎn)和信托管理員 estate and trust administrator
* 遺產(chǎn)執(zhí)行人 estate executor
* 估計和程序主計長 estimates and programs controller
* 審核員，信用社 examiner, credit unions
* 審核員，金融機構(gòu) examiner, financial institutions
* 遺囑執(zhí)行人，遺產(chǎn) executor, estate
* 融資和信貸管理員 - 國際銀行 finance and credit administrator – international banking
* 金融機構(gòu)審核員 financial institutions examiner
* 金融機構(gòu)督察 financial institutions inspector
* 財務(wù)調(diào)查員 financial investigator
* 財務(wù)管理人員 financial management officer
* 財務(wù)管理人員 - 退休金計劃分析 financial management officer – pension plan analysis
* 財務(wù)管理人員 - 項目預(yù)算 financial management officer – program budgeting
* 財務(wù)策劃師 financial planner
* 理財規(guī)劃師 - 個人理財 financial planner – personal finances
* 金融服務(wù)顧問 financial services consultant
* 金融承銷商 financial underwriter
* 外國銀行間安排人員 foreign interbanking arrangements officer
* 檢查員，銀行 inspector, banks
* 檢查員，信貸機構(gòu) inspector, credit agency
* 檢查員，金融機構(gòu) inspector, financial institutions
* 銀行間安排人員 interbanking arrangements officer
* 投資顧問 - 個人理財 investment advisor – personal finances
* 投資顧問 - 個人理財 investment counsellor – personal finances
* 貸款解決方案經(jīng)理 lending solutions manager
* 抵押貸款經(jīng)紀(jì)人 mortgage broker
* 抵押貸款承銷商 mortgage underwriter
* 個人理財規(guī)劃師 personal financial planner
* 個人信托官 personal trust officer
* 證券分析師 - 個人理財 securities analyst – personal finances
* 證券輔導(dǎo)員 securities counsellor
* 證券承銷商 securities underwriter
* 信托官員 trust officer
* 承銷商，證券 underwriter, securities